Payments ยท 8 min read
Cash on Delivery vs UPI: Safe Payments, Refunds and Delivery Codes
Payment is where trust is either earned or lost. This is a straight explanation of how paying for a Dookan order works, what happens when something fails mid-payment, and the small number of rules that keep you safe.
On this page
- ยท Your payment options
- ยท What happens when a payment fails or hangs
- ยท Refunds and timelines
- ยท The delivery code and why it exists
- ยท Fraud red flags
- ยท Frequently asked questions
1.Your payment options
Cash on delivery: you pay the rider the exact amount shown on the order. Simple, and best if you want to inspect before paying.
Online payment: UPI, debit and credit cards, netbanking and wallets, processed through a payment gateway. The platform never stores your card number or UPI PIN.
2.What happens when a payment fails or hangs
If money is captured but confirmation is interrupted, the order is left pending rather than cancelled, and the payment record reconciles it. That is deliberate: no order should be cancelled while your money sits captured.
If a payment never completes, the order is not offered to shops at all. Shops can accept an online order only after the payment has actually been captured, so nobody packs against money that has not arrived.
3.Refunds and timelines
Refunds are issued to the original payment method. Cancelled-before-acceptance orders refund in full. Missing, damaged or short items are refunded for those items after a check.
Bank credit typically takes a few working days depending on your bank and method. Cash-on-delivery refunds are settled to a bank account or wallet you confirm.
4.The delivery code and why it exists
Every prepaid order carries a unique six-character code. The rider can only complete the delivery by entering the code you give them at the door, which prevents an order being marked delivered to the wrong address.
Never share the code before the items are physically with you. It is the one piece of information that closes a paid order.
5.Fraud red flags
Nobody from Dookan will ask for your UPI PIN, card CVV, OTP for a bank transaction, or a payment to a personal number or QR code. Refunds never require you to 'approve' a collect request โ a collect request takes money out, it never puts money in.
Pay only inside the app or through the official gateway screen, and report anything else immediately to the grievance channel listed in the policies.
Frequently asked questions
Is cash on delivery available on all orders?
It is available for most orders. Some baskets or shops may require prepayment.
How long do refunds take?
The refund is initiated to your original payment method and typically reflects in a few working days depending on your bank.
Do I need to share an OTP with the rider?
For prepaid orders you share a six-character delivery code at the door once you have the items. Never share bank OTPs with anyone.
Is my card information stored?
Card details are handled by the payment gateway. The platform does not store your card number, CVV or UPI PIN.
What if I am charged but see no order?
The payment record reconciles the order. Contact support with the payment reference and it will be traced and either completed or refunded.
Order from shops near you
Dookan delivers groceries, snacks, household essentials and personal care from verified local shops in about 29 minutes โ or keep it ready for self pickup.
Start shoppingRelated guides
- Online Grocery Delivery in Bengaluru: The Complete 2026 Guide
How online grocery delivery works in Bengaluru, what it costs, how fast it is, and how to order groceries online from local kirana shops near you on Dookan.
- 29-Minute Delivery Explained: How Quick Commerce Actually Works
A behind-the-scenes look at 29-minute grocery delivery: shop acceptance, packing, rider assignment, live tracking, delivery codes and why ETAs move.
- Monthly Grocery List for an Indian Kitchen (With Quantities)
A practical monthly grocery list for Indian families with quantities for 2, 4 and 6 people โ staples, dals, spices, dairy, cleaning and personal care.
- 18 Ways to Save Money on Grocery Shopping in India
Practical ways to cut your grocery bill: MRP checks, price per kilo, free delivery thresholds, loyalty points, self pickup, and smarter substitutions.
